Comments of support

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Alan Campbell
Founder, Debt Hacker

“I’m going to the Rally for Better Financial Regulation because all the compasses are pointing the same direction; the FCA needs radical reform so consumers can be protected " from the harms that can be done through bad practice in financial services that the FCA"

Alex Varley-Winter
Head of Investigative Reporting & Media Relations, TTF

“I’m going to the Rally for Better Financial Regulation because I’ve been writing about these problems for a while on the TTF blog.

Alison Winston
Retired

“I’m supporting The Rally for Better Financial Regulation because I had a SIPP through Hargreaves Lansdown, which I invested in the Woodford Equity Income Fund which was gated in 2019 and also in the Woodford Income Focus Fund. I lost about £10,000 of my pension as a direct result of these investments. I was influenced by Hargreaves Lansdown marketing and believed that regulation would ensure proper oversight. However it now appears that both Hargreaves Lansdown and regulatory authorities knew that Woodford was breaking rules but nothing was done. There are thousands of investors like me and this is just one of the sad stories from the UK financial services industry. 3 years on there is still no resolution and investors have had to resort to joining a class action, which if successful will eat up a substantial amount of any compensation. This is a shameful situation.”

Andrew Savva
Director, Next Step Care Management

“I’m going to the Rally for Better Financial Regulation because of the continued failings of the FCA and its predecessors.

Andy Agathangelou
Founder, Transparency Task Force

“I’m going to the Rally for Better Financial Regulation because, like many, I believe there is something seriously wrong with the Financial Conduct Authority. It isn’t fit for purpose, particularly in relation to consumer protection. I have spoken to hundreds of people over the years who have lost life-changing amounts of money due to poor work by the Financial Conduct Authority and I want to do all I can to accelerate its robust reform.”

Andy Candy
Director, Tentacle Limited

“I’m going to the Rally for Better Financial Regulation because The FCA is not fit for purpose and inexcusably fails to hold banks and their professional accomplices to account for wilful, systemic wrongdoing and fraud on an industrial scale. The FCA does not make proper use of the abundant powers, regulations and laws already available to it. This failure is the result of gross negligence but, more evidentially and worryingly, deliberate and egregious misconduct and malfeasance by senior staff and executives both past and present, including the non-executive directors/board members.”

Anita Houlson
Retired

"I am supporting the Rally for Better Financial Regulation because as the wife of a victim of HMRC bankruptcy and subsequent involvement of PwC, Barclays Bank and their solicitors Squire Patton Boggs, I am concerned at the apparent ease by which an alleged fraud can be committed, with no route for redress and justice. I am awaiting a reply from the NCA at present over their lack of commitment. People power would appear to be the only weapon available, as is so often the case when opposing powerful organisations. I sincerely hope this Rally reaches it's objective in reforming the NCA and gives hope to those who have suffered needlessly from the action of those who flout their privileged position."

Ann Davies

"I am supporting the Rally for Better Financial Regulation because Banks openly ignore the FCA rules, take advantage that there is no one to help customers, the courts ignore the banks bad behaviour and always find in the banks favour or time bar on limitation, the banks openly lie, deceive, manipulate and detract documents that would aid the complaint, and I am speaking from experience, after a 6 year battle with a bank, and taking them to high court where the judge ignored the banks endless lies that were proven in cross examination. The bank removed the signed and dated parts from documents, with held a staff members name after been ordered to find him by another judge. It’s been a nightmare, so this March is very important."

Anuj Rudra
Retired

“I’m going to the Rally for Better Financial Regulation because there have been many victims who have been reimbursed by the banks for the money sent to the same account no and sort code. Also the Ombudsman has upheld the same case with the rest of the victims with the exception of ours. We find it unfair and while the investigator upheld our case HSBC bank refused to compensate us.

Barry Bird
Retired

“I’m going to the Rally for Better Financial Regulation because the Regulator did not perform his function regarding the Woodford debacle.

Brenda Ersanilli
Retired

“I’m going to The Rally for Better Financial Regulation because the present financial system is encouraging fraud due to very lax regulations

Brian Lander

“I’m supporting The Rally for Better Financial Regulation because I have seen the devastation caused to thousands of people by the FCA's failure to carry out its core required duties laid down in law.”

Carlo Palombo
Former EURIBOR Trader

“I’m going to The Rally for Better Financial Regulation because I want justice for the Libor scapegoats (and I want the FCA to disclose their Libor evidence rather than protect the SFO from scrutiny).

Charles Henderson
Chairman, UK Shareholders’ Association

”I am supporting The Rally for Better Financial Regulation because regulation should recognise the needs of consumers of financial services are being swamped by the interests of providers and address this imbalance."

Chris Kennedy
Miscarriage of Justice Advocate

“I’m going to The Rally for Better Financial Regulation because it's important justice is done and that regulators actually regulate when misconduct and poor services are detected.

Christopher Morris
Care Support Worker, The Brandon Trust

"I am supporting the rally for better regulation because the regulation of financial services in this country is nothing short of shocking. My family and I have now been caught up in several financial disasters, which have cost us thousands of pounds. Firstly, we had the debacle with CF Arch cru about 12 years ago, and unregulated investments. More recently, we suffered from the Woodford catastrophe. It is high time that the regulation in this country should stop these disasters occurring, and provide retail investors with the security they deserve - rather than leaving them out to dry, which is all that seems to happen."

David Barron
Retired

“I’m going to The Rally for Better Financial Regulation because, In 2017 I made Andrew Bailey and his office aware of fraud committed against me by RBS nothing was done. Currently I have a complaint going through their system, have also issued a Subject Access Request that they have not responded to.

David Murdoch

“I’m supporting The Rally for Better Financial Regulation because the system is rotten to the core. Throughout the LC&F and Woodford scandals, the FCA was run by Andrew Bailey, whose abject failure of leadership has been rewarded by appointing him as governor of the Bank of England! This smug idiot couldn’t even remember that he is now paid £575k per annum, when asked by Dame Angela Eagle MP at a Treasury Select Committee in February this year. God help us all! The ingrained culture of the FCA seems to be built around a framework of box ticking, covering your back, and keeping your head down, rather than patrolling the retail financial marketplace properly to flush out and eliminate the “wrong uns”, before significant consumer harm occurs. So often, red warning flags raised by both consumers and financial industry professionals were ignored by the FCA, because their moribund systems move at the speed of a striking slug in a very low gear. One of the FCA subsidiaries, the Payment Systems Regulator (PSA) is another toothless wonder. It’s website states that “The PSR has a range of strong regulatory and competition powers.” So how is it that it is still not mandatory for all banks to subscribe to the Confirmation of Payee service, one of the best tools to prevent money going to the wrong account? When I tried to transfer some money recently to a friend’s TSB account, my bank couldn’t verify that the account belonged to him. We can do better, we must do better and we must do it now!”

David Rey
Head of Economics, City of London School

“I’m going to The Rally for Better Financial Regulation because it is just too easy to commit financial crime and get away with it.

David Russell
Retired

“I’m going to The Rally for Better Financial Regulation because my partner lost his life savings in the LC&F scandal.

Dennis Waite
Coach Driver, National Express

“I’m going to The Rally for Better Financial Regulation because, as a victim of a pension scam the government seem to have no understanding or care. I've lost my financial future. Let's show them that we're not the criminals. They WILL listen to us.

Emilia Fernandes
Retired

“I’m going to The Rally for Better Financial Regulation because, at this retired stage of my life we have lost my life-savings, also strongly urge the Chancellor of Exchequer to make provisions for compensation to victims at the very earliest.

Gavin Palmer
Founder, SNAC Shareholder Nomination to the AGM Action Group and ShareSoc Association

“I’m supporting The Rally for Better Financial Regulation because………… enough is enough of Wild West captive regulators working to undermine legitimate claims in favour of banks rather than bolster confidence of justice being done and seen to be done.”

Grant Walker
Retired

“I’m going to The Rally for Better Financial Regulation because I lost my life savings in the LC&F Scandal.

Htay Kywe
Doctor, Hilldales Care Homes

“I’m going to The Rally for Better Financial Regulation because we are frustrated as there has been Conflicts of Interests at the FCA.

Hok Chan
Scribe, Debt Hacker

“I’m going to The Rally for Better Financial Regulation because of representative APRs.”

Ian Neale
Director, Aries Pension & Insurance Systems Ltd

"I’m supporting The Rally for Better Financial Regulation because the present situation is unsustainable."

Joan Finch

“I’m going to The Rally for Better Financial Regulation because I represent my family and others who have been victims of the mis-selling of embedded swaps, profiteering by Business Support Units and the subsequent selling of business loans to non-FCA regulated vulture funds - all carried out by Lloyds Banking Group.

John Hunter

"I am supporting the rally for Better Financial Regulation because rational argument will not release regulation from the grip of the financial industry. Only the wishes of ordinary people, expressed through the ballot box, will do that.

Karl Newman
Scam Victim - LCF, Retired

“I am supporting The Rally for Better Financial Regulation because the FCA is not fit for purpose and it needs to be replaced with a stronger more functional model which protects customers interests and puts them first. We need a Heroic Regulator and a Protective Watchdog to replace the sloppy and weak model we currently have. I have lost money through Blackmore Bond and Basset and Gold."

Keith Rolfe

“I am supporting the rally for better financial regulation having suffered twice whilst the FCA looked the other way."

Lorna White

“I’m going to The Rally for Better Financial Regulation because I have been the victim of financial and mental abuse by an insolvency practitioner.

Mahendra Bajaj
Retired

“I’m going to The Rally for Better Financial Regulation because I believe change is long overdue; Regulators are not fit for purposes. Root & branch changes needed & enforced.

Martin Allen
Retired Social Worker/Therapist

“I’m going to The Rally for Better Financial Regulation because I always believed in visible protests to raise awareness and get publicity.

Mary Taylor
Domestic Engineer

“I’m going to The Rally for Better Financial Regulation because my Husband is the chair of Wellesley Investors Action Group. I thought it would be good to support the campaign to get change to our current financial regulator to support consumers; which today they clearly do not.

Maurice Jelad
Scam victim - Lendy, Funding Secure, Collateral U.K. and MoneyThing

“I am supporting The Rally for Better Financial Regulation because I know the pain and depression that many like myself when through after being let down by the FCA on so many levels, the most obvious being that regulates companies like Lendy, Funding Secure and Collateral U.K. were run by crooks , thieves, embezzlers and fraudsters (making false invoices for instance). I lost all hope and I am sad that such injustice still continues. I believe that if the Corbyn government is at the helm right now, s speedy decision would have already taken place to compensate the victims and tough actions taken against the crooks, and an overall change to the FCA, run by independent entity from all walk of life, especially on the consumer side. U.K. justice system is become a joke and not better that a banana republic , sadly.”

Michael Kynan

“I'm supporting The Rally for Better Financial Regulation because of the Woodford fiasco, which proved that what's in place currently is frankly hopeless when it matters.”

Michelle Nicholas
Director, Michelle Nicholas & Co

“I’m going to The Rally for Better Financial Regulation because I would really like the UK to succeed financially but my experience shows that the UK is under performing relative to talent and that’s really about regulatory systems and standards.

Mike Lloyd
Ex-Director, Sarumdale Ltd

“I’m going to The Rally for Better Financial Regulation because, as a victim having lost my successful business as a result of bank fraud, I want to ensure there is no future repetition for other businesses and that we are compensated for damage done historically.

Neil Taylor
Wellesley Scam Victim

“I’m going to The Rally for Better Financial Regulation because as the Chair of Wellesley Investors Action Group we are very disappointed with the FCA response so far to us.

Nigel Cairns
Self Employed

“I’m going to The Rally for Better Financial Regulation because it seemed like a good idea at the time.”

Nigel Harper
Independent Retail Banking Specialist

“I’m going to The Rally for Better Financial Regulation because the corruption in the City led by Rishi a Wall Street plant who is systematically destroying the country. He just does not care as long as the vipers (VIP) take over the country for Common Purposes Mafia.

Patrick Kennelly
Electrician, Self employed

"I am supporting the Rally because this is of the upmost importance, government say there's an increasing strain on the public pursestrings regarding state pension provision. They are not helping the average Joe that goes to work each day with any workable alternative. The only choice that people like me have in reality is to try and provide savings and pensions provision privately. Having had to deal with Hargreaves Lansdowne and the Woodford debacle since 2019, I find any trust in the financial system has been totally eroded. I also feel increasingly let down by the FCA..

Paul Hammer
Retired

“I’m going to The Rally for Better Financial Regulation because as an LC&F victim I'm now aware of complete incomitance of all those in Authority to get justice starting from FCA who allowed it in the first place, the SFO lack of action and Treasury handling of LCF and all the other cloned cases like Blackmore Capital Bridge etc etc.

Peter Allwright
Whistleblower

“I’m going to The Rally for Better Financial Regulation because I was a whistleblower to the FCA and feel badly let down by them

Rebecca Self
Managing Director and Founder, Seawolf Sustainability Consulting

"I’m supporting The Rally for Better Financial Regulation because clear and effective policies are required to meet the sustainability challenges our planet faces, such as, climate change and income inequality."

Richard Duerden
LC&F Victim

“I’m going to The Rally for Better Financial Regulation because of the appalling way the FCA have protected the general public and the arrogance in not accepting full liability for allowing, due to their incompetence in regulating the offending 'financial businesses'

Robert Chase
Company Director, Glenfield Real Estate Limited

“I’m going to The Rally for Better Financial Regulation because we need better financial regulation.”

Robert Dellner
Managing Partner, I3 Partners Ltd

“I’m going to The Rally for Better Financial Regulation because I believe the FCA is no longer fit for purpose.

Robert Winsor
Scam victim

"I’m supporting The Rally for Better Financial Regulation because it is an Incestuous and rotten system. For two years £11,000 has stood for any barrister to do three hours work on my case. Over 70 barristers are too busy for the next 28 months. It is impossible to gain representation on cases involving asset-stripping through signature fraud and faking Government documents. The current system is designed to wear victims down and it enables those in power to suppress the possibility of successful action against them. Insolvency practitioners are uniquely independent and almost impossible to hold to account."

Rosco White
Retired

“I’m going to The Rally for Better Financial Regulation because the Board and Senior Management of the FCA have consistently failed to monitor and apply to themselves the very rules and regulations they impose on the Financial Services Industry they are supposed to "Regulate". The FCA are guilty of Gross Incompetence on a grand scale for over a decade.

Rupert Nathan
Compliance Manager, AFEX MARKETS PLC

“I’m going to The Rally for Better Financial Regulation because I believe the FCA is currently unfit for purpose and needs urgent reform.

Sazza

"I am supporting The Rally for Better Financial Regulation because there is pretty much NO regulation of the Financial Industry in the UK. There is almost no scrutiny, accountability or enforcement of the few existing regulations. The FCA is not fit for purpose. The Crime Agencies have no staff to pursue cases. Fraud is widespread and ordinary people are the victims of life changing crime with no recourse to justice or compensation. We are all being failed. We have no protection. The system is completely underfunded as it is not in the interests of the Financial Industry or the Government to regulate it and we are all suffering as a result.

Shane Norman
Consultant, Business Development for Fund Managers

"I can't attend but I support the Rally for Better Financial Regulation because the FCA should be protecting the consumer, not the financial services industry (which has paid more fines and penalties then almost all other industries combined)."

Stephen Finch

“I’m going to The Rally for Better Financial Regulation because I represent my family and others who have been victims of the mis-selling of embedded swaps, profiteering by Business Support Units and the subsequent selling of business loans to non-FCA regulated vulture funds - all carried out by Lloyds Banking Group.

Steve Middleton
Consultant, Bank Confidential

“I’m going to The Rally for Better Financial Regulation because I want my children and grandchildren to be able to trust the banks and financial system to be honest and act with integrity.

Steve Robinson
Warrant and Debt Resolution Officer

“I’m going to The Rally for Better Financial Regulation because I am a victim of FCA negligence and failure, and have seen first hand the damage they have caused and also now to many others.

Sue choak
Retired

“I’m supporting The Rally for Better Financial Regulation because the FCA have failed in their purpose to protect small investors like myself. Without a strong and trustworthy FCA there will continue to be more victims like myself and the criminals will keep coming, causing pain and hardship to innocent victims.”

Sue Flood
Founder, The Ark Pension Scam Victims Support Group

“I’m going to The Rally for Better Financial Regulation because it's time for change.”

Susan Huskins
Retired

“I’m supporting The Rally for Better Financial Regulation because I feel I was badly let down by the Woodford debacle. As a small, private investor I could not have known the extent to which Woodford was bending and breaking the rules in the way he ran his funds, in particular his Equity Income Fund. I relied upon the financial watchdogs to keep my investment in safe hands and had no idea they would be so toothless and allow a Fund Manager to deviate so wildly from his remit. It’s always the little people who lose out in this sort of situation. I do wonder, what is the point of the FCA if it cannot make use of the powers that it has to protect investors from negligence, deliberate wrong doing and outright fraud by those in the Financial Industry.”

Thomas Shields
Policy and Public Affairs Manager, Finance Innovation Lab

“I’m going to The Rally for Better Financial Regulation because I am concerned that the government's upcoming Financial Services and Market's Bill is setting the regulators up for future regulatory failure, rather than for the finance system we want to see for tomorrow.

Yvonne Russell
Volunteer, UK Mortgage Prisoners

“I’m supporting The Rally for Better Financial Regulation because I believe the UK financial services industry is corrupt to the core and the Financial Conduct Authority have no powers to enforce their regulations. The industry is capitalising on the lack of consumer protection offered by the FCA and it’s the vulnerable in society that are paying the huge cost.”

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